June really was a busy month for me. Work was pretty hectic, and I managed to spend quite a bit of money!
One big ticket item (or collection of items) was reserving flights and hotel rooms for Pi Reunion. For you non-MIT people, it’s yet another example of our true geekiness: we’re getting together ~3.14 years after graduation. Yep, we’re nerds. And as with years past, it’ll be held in Las Vegas (which my coworkers find funny, that the casinos are going to let a bunch of MIT people in…haven’t they seen “21“?)
Well, so there was a registration fee, which covered getting a group rate on the hotel room, and a few other events, including a show. Then there was the hotel room itself. And lastly, the flights…oh the flights. My boyfriend and I were both hoping the other would take care of finding flights…which meant that I only got our tickets a week or so ago. So, there were fewer options, and the flights were pricier. Lesson learned. I also discovered that, even if those travel websites are useful, it’s still quite the headache searching the different sites (like Travelocity, Expedia, Kayak, and Priceline), as well as the airline sites themselves to look for the best deal. Finally found something I could live with through Priceline (thanks William Shatner!), and bought tickets. Bought both our tickets at the same time to make things easier. And already got Aaron to pay me his half of the flight costs!
Hopefully I wont spend too much more money gambling!
I also hit 10k miles on my odometer. Last time I went for the recommended tuneup (5k miles), I was able to convince the salesman that it was worth it to give me that for free, after all the trouble I had getting my car to begin with. No luck this time around. So that was ~$100 gone. Going to try to look for deals/coupons in the future to see if I can get the tuneups cheaper in the future. The salesman did try to sell me a Prius. Apparently 10k miles is just too much to put on one car! I laughed at him…I’m assuming he was joking?
I got quite a few emails from Mint alerting me to the fact that I went over my spending limit in my budget for 4 different categories. And my credit card sent me email alerts for expenses over $100 (I had set up this alert a while back). So I knew I was getting pretty spendy.
I do know that there were really only a few big purchases, and I’m not planning on continuing to spend like this in the future. The good news is that, somehow, I managed to squeak by this month and actually get into positive net worth territory. Next month it will be even better, I’m sure. I also realized that I’ve actually been tracking my networth (at NetworthIQ) for two whole years already! And in that time, my networth has gone up ~$48k. I’m pretty proud of that. I’m not going to stop now. It’s actually made me even more excited to eliminate my student loans and car loan.
Next goal: eliminate a loan from my list (car, or one of the many student loans). Thinking I should get rid of the car loan first, since it’s at a higher interest rate (if I can figure out how to do prepayment with the credit union my car loan is with). In the meantime, also paying extra on those student loans!
How are you doing at staying within your budget, and meeting your goals?