Graduated Learning: Life after College

I got my degree, I got a job…now what?

Sticking around another year August 2, 2009

Filed under: Boston,Personal Finance — Stephanie @ 3:33 pm
Tags: , , , ,

Yesterday was the first day of our 4th year-long lease at our apartment.  Yep, by the time we (presumably) move out at the end of July 2010, we will have lived at the same place for four years.  That’s like an entire college career!

We decided to stick around here for a few reasons.  We really like this place, the rent is reasonable, it’s close to the highway for the commute, but a decent walk to the T.  It’s a lot more spacious (and cheaper) than places closer to the T.  And above all, we’re lazy, and would much rather stay in a place we like than have to go find, and then move to, another place.  The one drawback right now is we’re looking for a 4th roommate, so we’re paying a little extra per month to cover that missing person (splitting the rent 3 ways instead of 4).  Anyone looking for a place to live? 🙂

Even at the higher rate we’re paying, it’s still a pretty good deal, and I like our place a lot!

I mentioned before that I was debating buying a place. I’m very thankful for all the feedback I’ve gotten (both here and at my crosspost at qvisory). The general feedback is that, if you’re not ready for a house, don’t by a house.  Sounds like some pretty obvious advice.  I shouldn’t feel pressured by “everyone” (the media, realty “experts”, financial gurus).  Especially these days, when housing prices continue to fall, and I don’t want to get financially “stuck” in a place if I end up wanting or needing to move, which might require me to sell the house at a loss.  I’d like to save up a bit more money in the meantime, while looking a bit more casually at the real estate market.  Besides, there would have been extra pressure to find a place quickly, since I didn’t start looking at places until a bit earlier this year…and I’d much rather keep my apartment than worry about finding a place ASAP, which would force me to perhaps settle on a place I wasn’t a fan of.

I also realized I don’t have a good idea of what I want in a place.  I should make a list of “must haves”, and then a list of “would like to haves”, to get an idea of what I should be looking for.  When we went to a few open houses, we realized that there’s a lot of things to *not* like about a certain place!  I think I’ll compile ideas as I go.

So, here’s to another year at my apartment!


3 Responses to “Sticking around another year”

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