Graduated Learning: Life after College

I got my degree, I got a job…now what?

The Hassles of Moving: Change of Address August 18, 2011

Filed under: Boston,Personal Finance — Stephanie @ 8:43 pm
Tags: ,

So, besides the drama of packing, I was reminded the other day about another big hassle:  changing your address.  My old roommate has been moved out for half a month, and today a letter arrived from the U.S. Postal Service addressed to her or current resident.  Seeing as I’m a current resident, I opened it.  It was a confirmation that she’s changing her address.  Which I found odd, since if she moved out, she wouldn’t get the letter that confirmed the change.  Weird.

At any rate, she also sent me an email with a list of companies and organizations that we should change our address with.

So, here’s her list, along with others that I’ve thought of:

First, you’ll want to officially change your address with the U.S. Postal Service.  You can do that through their website.  It costs $1.  No big deal.

Financial institutions:
Banks, Credit Cards, Retirement Accounts, Brokerages, Credit Unions…Savings Accounts, Checking Accounts, Loans (student/auto/etc.)

Schools:
Alumni Associations, current schools

Employer:
Emergency contact forms, payroll, tax documents

RMV/DMV/Driver’s License

Insurance:
Health Insurance, Dental Insurance, Car Insurance, Renter’s (or homeowner’s) Insurance, Life Insurance

Utilities (you’ll have to request a stop on your utilities and then a start at your new place):  Cable/Internet/Gas/Electricity

E-ZPass/Fastlane accounts

Frequent Flyer/Hotel Rewards memberships

Cell Phone account

Library Card: I’ll have to change my address with both Boston Public Library and Minuteman Library Network

Car Memberships:
AAA, Car rental companies

Shopping memberships/cards:
Grocery stores (Shaws, Stop & Shop, Acme, Kroger, etc.), Drug Stores (CVS), Shopping Clubs (Sam’s Club, BJ’s, Costco), other random cards (Panera)

(I’ve started using AwardWallet to keep track of all my memberships/points…here’s a referral link if you’d like to try it out)

Gym/Health Club memberships

Subscriptions:
Netflix, Magazines, Newspapers, Cheese-of-the-Month clubs (why hasn’t anyone signed me up for this yet?!)

What else am I missing on the list?  I think I’ll be using this as a to-do list; I’ve only submitted my change-of-address form to USPS so far.

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6 Responses to “The Hassles of Moving: Change of Address”

  1. Kristin Says:

    Nice list!

    The only other things I can think of, which don’t apply to me, are either things that you have delivered regularly (like water jugs?) or stuff like lawn or pool service. But those might be lumped in with “utilities.”

  2. Sara Says:

    One (significant) thing that is missing from this list is changing your car’s title/plates/registration over to the new address. This is a relatively minor issue if you are moving between two addresses in the same state, as it normally just involves going to the RMV/DMV website and making the change.

    However, if you are moving between states – this process can be overwhelming and costly as different states have different policies, and the order in which you do certain tasks, and the places in which you do them can change.

    For example, some states do all licensing, titling, and registering of vehicles at the RMV/DMV. However, other states only do licensing at a state-owned facility, and then titling/registering of vehicles at independently-owned “auto-tag” shops. Some states do titling/registering at the town/city hall’s office.

    The order in which you do certain tasks can also be determined by the state you’re in. Some states don’t require auto insurance, and others do. So, if you are in a state in which auto insurance is required, you must get auto insurance in that new state first, before going to register the car. Some states also require that you get your driver’s license in the new state before registering the car. Some states require that the car is inspected BEFORE it is registered.

    All of these tasks – licensing, titling, registering, etc. can be quite costly – it can EASILY be $200 or more – and maybe all in cash, depending on the state. Be sure to check out the requirements of your new state – a little time spent before you move can save some big headaches once you get to your new location.

  3. Stephanie Says:

    Also, was just reminded about changing our voter registration! And I guess I’ll have to figure out where our new polling place is.

  4. Julia Says:

    Thanks for the list, Steph! I’ll be moving on Oct 1st, hopefully, so I’ll be making use of that. Also, just a note about the USPS – they send a letter to confirm change of address both to the old address and the new address.


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