Graduated Learning: Life after College

I got my degree, I got a job…now what?

Blogoversary update: trends and friends November 15, 2008

Filed under: General Blogging,Personal Finance — Stephanie @ 3:57 pm
Tags: , ,

My last post about my Blogoversary was mostly recapping what I’ve been up to since I started blogging.  And I promised that I’d discuss more about what sort of trends I’ve noticed in my blogging, and where most of my referrals are coming from.

Time for a bit of “link love”!

Blogs that send me a lot of traffic:

Well-Heeled, with a mission [4/30/2018 edit:  no longer active, links to her site are broken]:  a pretty cool 20-something persona finance blog.  I am lucky enough to be on her blogroll, and since her blog is pretty popular, I luck out with people finding me through her.

Free Money Finance:  a blog with a lot of readers as well, with plenty of posts.  I got a big boost in visitors after I was linked to as a post of the week.  I’m also on the blogroll there, so I’m guessing that I get a bit of residual help there.

Universal Hub:  a Boston-area blog that often links to area bloggers. My post about my first time pumping gas was featured in a post, so I got a heck of a lot of traffic those next few days.

Small Budget, Big Style:  another 20-something pf blogger who has some great posts.  I guess this again is another case of residual linkage from a popular blog.

The Tough Broad:  a fellow New Englander (New Englandite?  New English?) young female blogger working her way out of debt (like me!) who also links to me in her blogroll.

I also get referrals from fellow personal finance 20/30-something bloggers Penny, MoneyMaus, and ShtinkyKat.

There are plenty of other blogs that link to me, but looking at the stats that WordPress shows me, these are some of my top referrers.

As for my top posts:

How often should I contribute to my Roth IRA?:

My top post seems to be the top post for a few reasons.  1.  It was linked to by Free Money Finance (as mentioned above) and 2. It’s a very common question.

I got laid off…now what?:

Sadly, this post has been getting more and more popular with this darn economy of ours.  But hopefully the post has been useful, and anyone who has more questions about that transition, let me know, I’ve got a whole handful of thoughts and ideas about it!

As for the searches that bring people to my blog:

I can sort the searches into a few different categories:

PF related:  ING, student loans, 401k, IRAs, flexible spending accounts, diversification, etc.

Other:  Nicaragua (from my travel recap), haircuts (from a few haircut posts, though a lot of people look for “graduated haircuts”, and so mistakenly show up here), life after college, and a few for couch to 5k and other fitness searches (and sadly, my high hopes for sticking to an exercise plan have completely failed).

So far, it has been great blogging.  I’ve learned a lot and shared a lot as well.  I encourage you to check out my blogroll (which I think might need some editing), and let me know what you hope to see here!


It’s my blogoversary! October 27, 2008

Well, that’s not exactly true…

I started blogging in general in 2005, when I mostly discussed happenings around MIT.  I started discussing personal finance related topics in May 2007, and made the transition to WordPress in October 2007.  So it’s been about a year since I’ve started writing on this blog.

I suppose, as is the trend around the blogosphere on your blogoversary, you take a look back at your year of blogging.

So let’s begin!

Financial achievements and changes:

Opened my Roth IRA in July 2007, met goal of fully funding it for 2007.  (somehow didn’t post about that one).

Enrolled in my company’s flexible spending account (and did that again at my new job).

Got laid off

Got a new job

Bought a car

Since December 2007, through saving, paying down student loans, and contributing to my retirement funds (and getting a salary, of course), my net worth has gone up approximately $17,000.  I’m pretty impressed by that.  Though I have to keep in mind that my method for calculating my financial net worth also includes my car, both the Kelly Blue Book value for how much it’s worth (assets) as well as my loan amount (liability).  So currently, that number pretty much cancels itself out (since the car is still valued pretty highly, but I haven’t paid off much on the car yet).

I’ve continued to make most of my financial transactions automatic if possible.  My ING accounts take money from my other accounts a few times every month, my Roth IRA also deducts from my checking account once a month, as does my student loan company, my insurance and 401(k) contributions are taken directly from my paycheck, my car payments are withdrawn from my bank account, and some of my utilities are also withdrawn directly.  However, I do go online and pay my other utility bill every month, cable and rent I have to transfer myself every month, and I sign online to pay my credit card off each month.  I think with these expenses, they change a bit each month (or there is no automatic option available) and so I’ve chosen to pay those off in that way to make sure I have enough money in the correct account.

I have to attest that I think making the monthly expenses automatic is pretty key.  You make sure that you pay your bills on time, which means you don’t have to pay unnecessary fines/fees.  You just have to be careful not to go on autopilot in terms of spending.

Okay, to prevent this from going on too long, I think I’ll talk more about other blogoversary-type things in another post.

Woo, blog blog blog!


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