Graduated Learning: Life after College

I got my degree, I got a job…now what?

Happy New Year! January 5, 2009

I hope everyone is enjoying 2009 so far!

New Years gives a chance to both look back and look forward.  I did a bit of a review of the past year in my blogoversary post (and what a year it was!).

And, while I tend to be crummy at these sorts of things, it’s time to set some goals for the coming year.

Financial goals:

  • Attain positive net worth.  After analyzing my net worth changes using NetworthIQ, and assuming the trends will continue, I should hit a positive net worth by August.  To speed this up, I also intend to pay extra on my student loans every month.  I think I’ll pay an extra $500-1000 each month, or perhaps just change my monthly payment to what it used to be back when my rates were higher.
  • Rebalance my retirement portfolio.   My Roth IRA, rollover IRA, and 401(k) are all run by the same financial company.  They’ve run some analysis of my overall portfolio, and there are some chances that could be made overall.  I set up my new 401(k) as balanced on its own, but when you include my IRAs, the percentages of assorted get thrown off from my ideally balanced portfolio.

Other life goals:

  • Live more healthily.  I know that goals should be specific  if you’re hoping to accomplish them.  But I’m looking to you guys for some suggestions.  I know there’s exercising to be done, and healthier foods to be eaten, but other than that, I’m not sure what definite goals to make.  Well, one is to drop my BMI by 1.5.  That might sound extreme, but that means dropping less than a pound a month.  I like the idea of being a bit more in the middle of “normal” for my height than towards the top.
  • Get and then keep my room clean and organized.  My sister is pretty good at this sort of thing, so she’s offered to come by and help me with the initial clean.  I’m also reading some organization books to get myself motivated.
  • Blog more often! Let’s try at least once a week.  I’ve got some ideas in my head (including a post that further discusses the goal to be a healthier person).

So I think those are some good goals!  I’d love to hear what your goals are, and how you hope to attain them (especially if they’re health related goals, as that’s something I want to learn more about).  Are there any other goals I may have missed?

 

It turns out exercising isn’t that bad! July 2, 2008

Filed under: Fitness — Stephanie @ 10:45 pm
Tags: , , , , , , , , , ,

So, anyone who knows me personally knows that I’m not the most athletic person.  I get winded pretty easily, and find it hard to get into the habit of exercising.  I know it’s a good idea to stay fit and healthy, but that knowledge doesn’t always translate to activity.  I’ve been debating joining a gym for a while now, but I always decide that I don’t want to spend the money on it.  When I was working, I figured my commute to and from the subway would be a good amount of exercises.  But now that I’m unemployed, I’m only walking to public transportation on interview days.  I do occasionally bike to the library, which is a nice ride, but I don’t do that too often.

My boyfriend and a few few other friends of mine ran the New Charles River Run this weekend.  I felt a little lazy just “supporting” them and not running.  It turns out one of my friends wasn’t running (she had signed up but had gotten sick beforehand and was unable to run), and was there to cheer on her boyfriend.  I complained to her how I am nowhere near running something like that (they had a 5k and a 7.5mi race).  She said that I should just start slow, and check out programs called “Couch to 5k” (or “Couch Potato to 5k).  So when I got home, I hopped on the internet to see what I could dig up.

So I found a site with a lot of the information on it, and this site in particular has the description of what you should do each week.  I the first site in particular has a list of a few different podcasts that are meant to guide you through your runs/walks/jogs.  I think this one is pretty good.  I’m thinking I’m going to start doing them pretty soon.

I also occasionaly read a bunch of different feeds from the Sugar Network, including CitizenSugar, GeekSugar, and CasaSugar.  One of the other ones I read is FitSugar.  The other day they had a post that caught my eye.  They mentioned ExerciseTV.  It turns out, you can watch free exercise videos on the website, and if your cable company provides OnDemand, you can watch on there, too!  And I did!  I closed the shades (I felt like people could watch me contorting about, and I wasn’t ready to be laughed at!) and went through 2 of the workouts…one for abs in particular, and one that was a combination yoga/fitness program.  Yes, I probably shouldn’t have done so much right off the bat.  I was definitely worn out afterward.  And I’m still feeling aches and pains in my body today.  But it felt really good, even if I was struggling through it a little.  I’m planning on doing some more exercises tomorrow, and work my way up.  And I also want to try out the Couch to 5k program.

So, we’ll see what happens.  I am starting this with the best intentions, but I’m not sure if I can keep at it.  Anyone have tips on how to stay on an excercise regimen?  I’ll let you know how I do with this!

 

 
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