Graduated Learning: Life after College

I got my degree, I got a job…now what?

Women’s Money Week 2014: Kids and Work March 6, 2014

It took getting prompts from the Women’s Money Week list to get me back to blogging.  Sorry for my absence, I thought I had run out of things to say (it turns out I still have plenty to talk about).

Women’s Money Week is an annual week leading up to International Women’s Day.  The goal of Women’s Money Week is to discuss personal finance related topics that may especially be of interest to women.  But don’t worry if you don’t identify as a woman!  This week has some pretty good topics.  Check the list of topics here.

Monday’s topic was Kids and Work.   (and yes, I know it’s Thursday…you know I’m not the speediest blogger around) Let’s dive in.

I feel like this is something that has been on my mind recently.  I’m getting married soon, and I’m pretty sure that within, oh, an hour of us officially tying the knot, nosy folks will be asking, “so, when are you having children?” (and probably also, “when are you buying a house?”).  Part of it is just people seeing you go through one big life change and assuming that the other big life changes will follow soon after.  I get it.

The part I don’t get is why it actually matters to them.  Granted, I can be as nosy as them sometimes and hope for my friends to start having kids.  Babies are pretty  darn cute, and visiting with friends’ children can be fun in small doses.

My fiance and I both want kids eventually.  But we have no real idea when we should start having kids.  We’re both 29, so we’re probably at the age where we should start seriously considering the whole “having kids” thing.  But one thing we also need to consider is the whole “kids and work” issue.  Will one of us stay home while the other works full-time?  Will we both work and then send the children to daycare?  If one of us stays home, who should it be?  How will taking these breaks impact our career?  We’ll have to crunch some numbers for how much childcare costs vs. salary, and consider the tax brackets we’re in with one vs. two incomes, and childcare tax credits vs. dependent care FSAs.  And this is only considering the direct work/money questions.  You’d think as a person obsessed with personal finance and planning ahead, I’d have a better idea about all this.  But…not so much.

I know there are plenty of other expenses to consider, including everything the baby needs (food, clothing, shelter, DIAPERS) and then there are the future costs of college and everything else beyond the initial baby stage.  I know Save Spend Splurge has a listing of all her baby-related expenses so far, as does J.Money.

At any rate, I suppose this post is not fully focused on the Kids and Work issue…. so can I be a little more introspective here for a moment?  I see so many friends posting facebook updates about their children.  Some friends are stay at home parents, others are juggling full-time work and children.  It all seems so overwhelming, like my friends all have magical doing-it-all-and-doing-it-perfectly powers.  I suppose that’s the power of facebook, I’ll only see the good moments in their likely hectic lives.  But it does make me worry.  Will I be a good mother?  I hope so.  Will I be enough of a mature adult by the time kids come around?  Do I have to be?

I’ve heard two different sides of the “when to have kids” idea.  Either “you’ll know when you know” you’re ready, or “you’re never ready, but you have kids anyway”.  I’m not sure which camp we’ll end up in.

What about you?  Have you figured out the Kids and Work thing?  What did you end up doing?  If you don’t have kids (but you want to have them), do you have a plan?  Or are you as clueless as I am?

(Interested in seeing some more perspectives on this topic?  I really enjoyed eemusings post on the subject (we have a lot of the same concerns).  Also check out the other posts on this topic here)

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Graduated Learning’s Guide to Finding and Getting a Job December 21, 2008

Filed under: Careers,Personal Finance — Stephanie @ 10:34 pm
Tags: , , , , , ,

I don’t claim to be an expert on any topic, but since I finally read the Brazen Careerist book (which I recommend reading) and I have a few friends looking for new jobs asking for advice, I decided to gather up a bit of my words of wisdom and share them here.

As many of you may know, I got laid off back at the end of April.  There was plenty to figure out about my situation, even without thinking about finding a new job.  I had to figure out what I was going to do for health insurance, apply for unemployment, roll over my 401(k), and figure out what happened to my FSA (you’re allowed to use up to the amount that you originally enrolled for, but only for expenses on or before your last day of employment…according to the person I spoke with at my old company’s payroll service).  Looking at the trends of search terms leading people to my blog, as well as the financial news, I know that a lot of people out there are in that situation right now.  So, if you have any questions about all the steps you should take post-layoff, let me know, either with a comment or an email at graduatedlearning@gmail.com.

Anyway, most of this advice will sound pretty similar to many other guides.  But I’ll let you know what helped and what didn’t in my search for a new job.

I started out by casting a pretty wide net. I posted my resume and did some searches on sites like monster.com.  But I also made sure my profiles were updated and informative on monster as well as on LinkedIn, and even made sure my Facebook profile looked good (I don’t have any weird things posted, I just went ahead and updated my work and interests…but those of you with scandal on their profiles pages, I recommend removing it!)

I wouldn’t stop with job posting sites, though.  I mostly got emails from insurance companies trying to hire me through monster.com.  Though a few messages did come through about jobs in my field.  And I did apply to a bunch of jobs on there.  But I think most of the time the science job postings were for biotech jobs.  Lifehacker actual had a post about the top job search engines.  But I have to say that it’s pretty tricky to actually get a job through those sites.

I think it’s key to spread the word that you’re looking for a job.  Of course, if you’re still employed but looking for a new job, you’ll want to be a bit more discreet about who you tell.  But making it known via Facebook status (Stephanie is…looking for a new job!) or LinkedIn’s “what are you working on” (Stephanie is looking for new and exciting opportunities) is a simple way to start.  I believe that there is no need to be ashamed of your unemployment status.  I’ll admit, I was a bit embarrassed that I had lost my job at first.  But I think that the more people that know of your plight, the better your chances are that someone might be able to help you with advice, referrals, or even job offers!  Of course, you also don’t want to seem too desperate, or look like you’re complaining.  Just be clever with your online messages, and equally clever with your person to person interactions!

I also encourage you to get back in touch with people.  Contact old bosses or supervisors from past jobs or internships, or perhaps others that have given you job offers or contacted you regarding a job in the past.  That’s actually how I came across my job.  Right after I started my last job after college, I got an email from someone who had seen my resume (presumably since I applied to the company in general, and they must have been looking to fill some positions).  I respectfully responded that I had already started a job, and that I would contact him if my job situation changed.  Well, you can bet I looked up that email and sent him a message to catch up!

I also took advantage of my alumni network.  Granted, MIT does a pretty good job of keeping track of their alums (possibly so they can beg you for donations when you hit it big), so I might have had an easier time looking up alums compared to people at other schools (as I have no idea how well your Alma Maters keep track of alumni).  Some schools have a list of alumni who are interested in helping other alums with their careers.  Or they at least encourage others to get in touch with them.  I looked on there for people interested in talking about careers that interested me as well.  I usually emailed them, introducing myself and asking if they’d like to meet with me or chat over email.

Recent graduates should also consider contacting past professors, TAs, or colleagues.  I wrote to a few of my old professors asking for advice, or if they had any ideas for good companies to work for in my field.  One professor responded by asking for my resume and sending it to a few people he knew at other companies.  So that definitely helps as well.

Overall, don’t expect a job to fall in your lap.  That being said, don’t be discouraged if you don’t initially get invited for an interview or offered a job.  This will take time.  As many career books and articles say, “looking for a job is a full-time job”.  And, either fortunately or unfortunately (depending on your view of things), it’s really about networking.  Even if you’re shy and you don’t really know people, just talk to the people you already do know.  Go to a local social event.  Meet new people.  Even if they never help you with your job search, you’ve practiced talking to people!   Think of interviews for jobs you don’t get to be practice as well.

I still encourage you to apply directly to companies or organizations you’re interested in working for, even if you don’t know anyone at the company.  Just make sure you construct a very clear cover letter!

A few other thoughts:

Update and review your resume.  Send it to friends so they can read it from a different perspective (they’re more likely to see the typos or notice if something doesn’t make sense).  Also, if you haven’t read over your own resume, you might forget what is on there.  That actually happened at one of the first interviews I went to this time around.  They asked me about one of my past internships, and I completely blanked on the name of a piece of equipment I had experience using.  So know your resume!

I know this isn’t a full set of everything you need to know about getting a job.  There’s plenty more to think about: resume and cover letter writing, efficient job searching, interview techniques, etc.  But this is just to get your started.  I encourage you all to comment with your favorite job hunting/searching/getting tip.  And perhaps I might follow up some other time with more advice/thoughts/insight.

Happy searching!

 

Looks like I’m a brazen careerist September 14, 2008

Every once in a while, I get an email asking if I’d like to be part of a blogging network.  It’s kind of cool, makes me feel special.  I’m definitely nowhere near the top when it comes to personal finance bloggers:  I don’t post very often, and I haven’t been doing this nearly as long.  And I’m sure I don’t get anywhere near the number of visitors as the likes of The Simple Dollar or Free Money Finance.  But anyway…

I got an email from someone at Brazen Careerist Blog Network.  It seems to be the sister site to Penelope Trunk’s Brazen Careerist blog.  Now, when I hear the words “brazen careerist”, it makes me think that you’re gung ho about climbing to the top in your career, often at the expense of other priorities.  I’m pretty sure that’s not quite what she means (I’ll admit I haven’t read her book.)  From what I’ve gathered, the term still relates to doing what will help you climb the corporate ladder, but it’s not all about ignoring other values and priorities.  So I think I’m cool with that.  It’s more about being smart about what the current work environment is like.

So, anyway, this invite basically means that I am now a member of a blog network!  The network is geared towards members of Generation Y and covers topics such as careers, finance, and other general topics for our generation.  Frankly, I didn’t actually know what “generation” I was part of, but I was born in within the year range listed at the wikipedia page (1982-1994).  I was asked about another blog network before, but I didn’t think I could commit to the number of posts they were talking about “requiring”.  Mostly, the site I’m part of now merely posts my feed under my profile.  So I can handle that.  It sounds like sometimes you might write an article specifically for the site, but for now, I’m just going to go with this.

It’s got me wondering…Am I a brazen careerist?  I enjoy meeting new people, which comes into play nicely when it comes to networking.  I’m thinking it might be a good idea to read this book…so I know what I’m actually talking about.  I did read The Big Sister’s Guide to the World of Work, which has a lot of those types of business tips.  Guess I should put the book on my request list at the library.

I think I should start thinking more about my goals, not only for my career, but also for finances and personal life.  Looks like I’ve got a topic for my next post!