I was chatting with an old friend yesterday at one of the events at MIT’s Tech Reunions and she asked me how I got into all this personal finance stuff. Well, as my blog’s sub-heading reads: “I got a degree, I got a job, now what?” That’s really how it started. I graduated (with a hefty pile of student loans), and started a job, and realized I had a lot to learn about this “being a grownup” stuff. How should I attack the student debt? What do I do with all these retirement plan options? WHAT DO I DO?!?!
So, that’s how it all started.
Well, this same friend told me that when she went through orientation on her first day of work, she also started having all these questions. With new college hires getting training in the same class as experienced professionals, the topics discussed (401ks, health plans, etc.) were all things that the “grown ups” already knew about. It felt awkward and confusing to try to learn when the “grown ups” were asking higher level questions about the benefits that the newbies didn’t even know about yet. She wished there was a separate class just for the recent college grads so they could get into the basics and not feel intimidated.
She also wished there was a guidebook to life after college.
Well, here’s the thing. There are TONS of books, blogs, websites, articles, etc. to guide you through your transition to being a grownup. A lot of the personal finance blogs I’ve read over the years touch on these topics. I consider my blog to be all about this, too. After all, my blog is called Graduated Learning: Life after College. (Is it because I’m learning after graduation? Or because I’m gradually learning new things? MIND BLOWN!) While I’ve touched on quite a few of these topics in the past, I figured I might as well kick off a new series to my blog.
That’s right. Here it is.
A Graduate’s Guide to Being a Grownup.
I have a few specific topics in mind. I’ll share what I know/learn, and invite comments on each post so others can share their thoughts, or ask more questions. On this post, I invite you to comment with your own thoughts and ideas:
What do you wish had been explained to you when you graduated? What did no one tell you on your first day of work that would have been helpful? Are you a new graduate who has a million questions? What resources have you found useful in your transition to the real world? (p.s. I’ve also heard really good things about Jenny Blake’s blog and book, Life After College)
If you’re a recent grad, or even a not-so-recent grad, I want to hear your questions! We’ll get this figured out!