Graduated Learning: Life after College

I got my degree, I got a job…now what?

That time something cool happened on the internet April 11, 2015

Filed under: Just for Fun — Stephanie @ 7:37 pm
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So, this really has nothing to do with personal finance or fitness or any of my usual topics. It just is a fun story I wanted to share.

I now have a theme song.  For the details behind how I gained a theme song, read the rest of the story below.

 

You may or may not know I love listening to podcasts. I especially like listening to them on car rides, on my jogs, or even during tedious tasks like doing the dishes.

Well, one of the podcasts I really enjoy is How to Do Everything, which is made by Mike Danforth and Ian Chillag, producers of Wait Wait… Don’t Tell Me.  It’s a super fun podcast where people submit questions on, well, how to do everything, and they get experts to answer the questions.

Another podcast I’ve been enjoying is Reply All, the first podcast to come out of Gimlet Media (not including the podcast exploring the starting of Gimlet Media, Startup).  I also like TLDR,which is a podcast that came out of On the Media.  The guys who started TLDR are now the guys who do Reply All.  Both podcasts explore strange and interesting things related to the internet.

Another thing Reply All and TLDR have in common besides their co-hosts Alex and PJ is the creator of their theme song.  In the credits for both shows, they’ve told the audience that their theme song was written by “the mysterious Breakmaster Cylinder“. (in case you’re curious, here’s the TLDR theme and the Reply All theme).  A lot of music heard on Reply All is made by Breakmaster Cylinder.

Well, one day, I suggested on twitter that the HTDE and the Reply All guys should interview each other.  The Reply All folks said they love HTDE, but claim they don’t know how to do anything.  So I suggested that they could tell them how to get Breakmaster Cylinder to write a theme song for you.  And that’s when Breakmaster Cylinder chimed in, initially by typing out what my theme song could sound like.  Then, a day later, he sent me a link to MY THEME SONG!

Like I said, it’s just a silly fun story about how interacting with people on the internet sometimes results in something fun and awesome.  Now that I have a theme song, I feel like I should have a podcast of my own.  Would you listen to a personal finance podcast from me?

 

Walk for Hunger: Because it’s not over yet April 9, 2015

Filed under: Boston,Fitness,Food — Stephanie @ 7:42 pm
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CIMG0259 In less than a month, I’ll be joining thousands of others in walking 20 miles throughout Boston and neighboring cities for Walk For Hunger.  The Walk for Hunger is an annual fundraising event run by Project Bread to raise money and awareness to combat hunger.

This will be my 4th year participating in the Walk For Hunger. I’m happy to say that for the past 3 years, I’ve raised more and more money each year. I passed $1k my first year, $2k my second year, and raised over $3k my third year. I’d LOVE if we could raise over $4k this year, but we’re still a ways away.  I believe in this cause, and I love that this program allows me to help people gain access to healthy, nutritious food.

So, again this year, I’m asking for your donations.  Any amount you contribute can help!

As in years past, my blogging friend Joe Taxpayer has put forth challenge funds. This year his challenge is the same as last year: When we raise $1k, he’ll contribute $500, and when we reach $2k, he’ll contribute another $500. It’s a great added incentive to get everyone to donate!

How can your contribution help?  Below are just a few examples:

$25 Provides a nourishing hot meal for 15 people at a community supper program
$50  Helps a low-income family purchase $100 worth of fresh produce at a farmers’ market through double value coupons
$100  Provides grocery gift cards to low-income seniors.

The good news is, any donation, big or small, helps get healthy, nutritious food to those in need!  Even $5 or $10 makes an impact!

And if you donate, you can see if your employer will match your contribution.

Also, if you’re local, you can also help out by volunteering, either before, during, or after the Walk!

Or join me in walking!  You don’t have to walk all 20 miles if that’s too intense for you!  You can sign up as an individual walker or join a team (look to see if your company has a team!)

If you have any questions about how you can help, let me know!

Thanks for all your support!

 

Our Honeymoon to Ireland: Day 1: Dublin March 16, 2015

Filed under: Travel — Stephanie @ 7:40 pm
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I suppose I should actually start this trip with Day 0:  leaving Boston.  Our flight left Boston at 9pm Monday night (June 30th), and we tried to get a little bit of sleep on the flight.

We arrived in Dublin July 1 at 8am Dublin time, which is equivalent to 3am Boston time…so we were a little bit sleepy still.

Picked up our rental car, making the executive decision that I would be the sole driver experiencing driving on the other side of the street.

We drove to our hotel, and attempted to check in, but we were too early.  We got advice and a map from the hotel concierge so we could explore Dublin for a bit before our room was ready.  Got our first Irish Breakfast of the trip at Candy Cafe per the recommendation of the concierge.  It would be the first of many Irish Breakfasts.

We continued on our walk, stopping by the Garden of Remembrance, and heading down Parnell Square East–>Cavendish –> O’Connell Street Upper.

Made our way to the Trinity College campus, and hung out in a lovely courtyard.   Saw a very cool sculpture commemorating the Nobel Prize won by Ernest T.S. Walton.

Apples and Atoms

At this point, we sat down in the courtyard to review our next steps.  It was at that moment that we realized just how insanely exhausted we were.  While I tried to read through my guide books, my husband fell asleep on me.  Then I started nodding off.  So we made our way back to the hotel to take a nap.  We weren’t really going to make much progress without some sleep.

After a nice long nap, we headed back downtown the same way, and briefly popped into the National Gallery of Ireland, but they were just about to close, so we got only about 15 minutes worth of art.  We then explored the fun sculptures and lovely greenery of Merrion Square Park.  Then we made our way to the Temple Bar area to meet up with some of our friends!  They had actually been at our wedding, then flew out to start their Ireland vacation as well!  We had dinner at at The Port House.  It was a traditional tapas bar.  Not the most Irish option, but it was really delicious.  We laughed when we saw that one of our “vegetable” options on the menu was deep fried cheese with honey.  Of course we ordered that as one of our options!  (and that wasn’t the only time we had fried cheese that week.  Because why not?)

We grabbed some gelato nearby for dessert, then explored more of Trinity College, including watching some of the World Cup game at The Pav, the campus bar.  We started feeling sleepy again during the game, so we made our way back to our hotel.

Great way to kick off our honeymoon!

Here are a few photos from our first day in Ireland!

 

This snow makes me want to move! February 25, 2015

Filed under: Personal Finance — Stephanie @ 10:18 pm
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I can’t believe we’re finally in a week where no major snow storms are predicted for our area.  You’d think after growing up in Buffalo, and then living in Boston for most of my adult life, I’d be used to all this snow.  NOPE.

I know I should count my blessings.  There are many people living in Boston who have been hit much harder by these storms.  Our public transit system is still not back to normal and may not be for days or weeks!

But it does get me thinking about wanting to move.

I actually don’t mean moving to Florida or California or Hawaii.  I just mean moving to our own house.

I love our current apartment.  The landlords are great, with adorable kids, and they’ve been really accommodating during this storm.  During the first Blizzard (Juno) they even helped me dig out my car, then moved my car into their driveway (where they’ve been letting us keep one of our cars overnight since the snow emergency went in place February 2nd) and that day they even invited me up for some tasty soup and a movie!  They’re good people.

And I love our location:  close enough to public transit and good restaurants but also pretty close to the highway so we can hop on the highway easily for our daily commutes or a trip up to Vermont.

But one of the issues that has made me a little bit crazy is the winter parking situation.  I’ve been dreaming of a place with a garage.  And even with a driveway, as long as we got a snowblower.  I know this makes me sound spoiled, but one of the things that makes me stress out beyond having to shovel out my car after a storm is worrying about if there will still be a spot available when I come back from work or the grocery store or visiting a friend.  There’s plenty of argument around whether or not space savers should be used (and in many cities, they’re technically illegal).  With a parking ban which was in effect for 3 weeks (which means we couldn’t actually park on the street in front of our house, or on the odd side of the side streets), there’s mathematically not enough space for every car that needs to park.  So any time I left, I worried I’ll come back and have nowhere to park my car.

Phew.  See, it’s this tiny issue that makes me go from calm and collected to raving mad.  Again, I realize how lucky I am otherwise (at least I have a car that I need to park!), but it just stresses me out!

So.  I’d love to buy a house somewhere, in part, so I can have a garage.  It’s not the only reason, of course.  After we got married, we’ve been thinking more about those “next steps” (having kids, buying a house, etc. etc.)  So, we’ve started scanning Zillow for potential houses.  Of course, within this search is trying to figure out WHERE to move to.  Like I said, we like our current location for convenience to all sorts of things.  But buying a house much closer to work (~20 miles from our current location) would be convenient, especially if we’re thinking ahead to kids (preschool, school, etc.).  But moving away from our current area means moving away from most of our friends, including quite a few who are car-less.  I have faith they’d manage the public transit or Zipcar option, but I worry we’d see a lot less of them.  Then again, they say when you have kids, you don’t see much of friends anyway, so maybe that’s where we’re headed?

Beyond location, my husband and I have to start thinking about what we want in a house.  We know we want a back yard (and of course, that coveted garage!) but how many rooms?  What style?  A move-in-ready house or one that requires lots of work and upgrades?

I think our next steps, if we decide we want to start seriously considering buying a house, is to get pre-approved for a mortgage.  We’ve both been saving up money for ages for a down payment, so hopefully we’ll have enough to buy something when we do start looking!

How has the winter storm impacted you?

p.s. special thanks to Anne and Alison for their tweets that got me started on this blog post!

 

Reviewing 2014: Looking ahead to 2015 January 4, 2015

Filed under: General Blogging,Personal Finance,Travel — Stephanie @ 1:56 pm
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Happy New Year!

As you may have noticed, I’ve been absent on the blog since September. Partially because after my post about our honeymoon, I realized I felt weird talking about all the places we went in Ireland on our honeymoon. If I ever feel un-weird about it in the future, I’ll try to post more about it. Sorry for that.

The other reason you haven’t seen a lot of me is because I felt like I’d run out of things to talk about. This blog started out as a way for me to research, share, and get help on all the big personal finance choices that happen early on in our adult lives. Well, I got through most of that, and had started talking more about fitness. But I feel like I know what I like doing for fitness, so I ran out of things to talk about there.

So, where does that leave things?

I still did some pretty great things this year. I even blogged about a few of them!
The big one, of course, was getting married! It was such a blast, and I’m so happy how everything went (and, you know, the whole “being married” part is pretty excellent).

Other side thoughts:
First trip to Europe under my belt
Finally got my (now) husband to sign up for a Roth IRA (and got advice from all of you on the best place to open a Roth)
Walked all 20 miles of the Walk for Hunger and raised over $3000 ($3,318.87 to be exact!)

Other things I did this year? A lot of them are related to the “married finances” thing.
-We opened up a joint checking account. Most of our accounts are still separate, but it’s a first step to figuring out shared finances
-We moved my husband onto my car insurance to lower our rates, and reviewed our coverage levels to make sure we had the right amount.
-We also moved my husband onto my health insurance plan, which also helps save money and make the whole insurance things just a tiny bit easier to manage
-We started checking out (term) life insurance to try to figure out how much we needed and how much it would cost us.
-We signed up for a legal plan through my work (for ~$100) that gives us free use of some local lawyers so we can draw up legal documents like Wills, Powers of Attorney, and Health Care Proxies (more stuff you don’t want to have to think about, but you have to think about).  It seemed like a more economical choice to use my company’s legal plan than paying a local lawyer for these documents.

Looking ahead to 2015, I hope to get back into blogging.  There are some more things on my to do list when it comes to money and health/fitness.  And so hopefully I will remain a part of this blogging community.  I’m much more active on twitter, so feel free to join me in discussions over there.  And let me know what you’d like to hear about from me.

How do you get over the slump of “I have nothing left to write about”?  How was your 2014?  What do you hope to hear from me in 2015?

Thanks for sticking with me!

 

 

Our Honeymoon to Ireland: Intro September 13, 2014

Filed under: Travel — Stephanie @ 10:00 am
Tags: , ,

Ireland Double Rainbow

Well, after our awesome wedding, we had to follow it up with an awesome honeymoon, right?

My (now) husband and I haven’t really been on many vacations in awhile.  We’ll take long weekend trips to visit family or up to Vermont or other nearby places.  But we tend not to jet off for a week on vacation.  We’ve gone on plenty of mini-vacations in the forms of traveling to friends’ weddings.  In fact, the last wedding we went to was in Florida, so we added a few days on to the end of the trip and went to Disney World (his first time!).  It was actually going to be cheaper to get a Disney hotel room and park tickets than trying to fly home the Sunday after the wedding, so I combined the “we’re going to be in Florida anyway” idea with the “I swear it’s cheaper just to go to Disney World instead of flying straight home” idea.  I think it worked out :)

Anyway, as I was saying, we haven’t gone on any really long vacations in years.  In fact, our last international trip was to Nicaragua, back in 2007!  Most flying we’ve done was for friends weddings or for work.

Here was one problem we had.  Neither of us had ever been to Ireland.  I’d never actually been to Europe!  So, we were a bit lost as to how exactly to plan a trip to a completely new place.  The honeymoon planning ended up being an additional stressor for me on top of the wedding, since even though I knew what country we were going to, I didn’t know how to pick where to go or what to do.

Here’s the two things that worked for us.

-We bought a vacation package.  There’s tons of them out there, and sometimes you can find really amazing deals.  I saw a few posted on Groupon, and I started getting mailers from lots of different companies with their different travel packages.  Granted, trying to decide on these was again a bit confusing.  We finally settled on going with an Aer Lingus vacation package after hearing good things about Aer Lingus from a friend’s sister living in Ireland. (Two notes:  I don’t know if they’re actually really great, we only had this one experience with them, but it was pretty good.  Another note, as usual, I would tell you if I’m promoting a product or brand on behalf of that product or brand.  Don’t worry, I’m not promoting Aer Lingus.  I just wanted to let you know what we did!)  Anyway, we ended up going with the Emerald B&B Package (Dublin).  This included airfare, a car rental (which we upgraded to automatic, neither of us drive manual and weren’t planning on learning AND driving on the left side of the road!), a hotel room for the first night, and vouchers for B&Bs for the rest of the nights.  We picked this package for a few reasons:  1.  It was still available for the time we were planning on traveling (we procrastinated on booking our vacation by a bit) 2. We liked the idea of being on our own schedule (driving ourselves) rather than on being on a tour group’s schedule 3.  We liked the idea of staying at B&Bs rather than at hotels.  It seemed like we’d get a more authentic experience (which maybe sounds corny or naive or ignorant, but hey, that was our thought process).

-We checked out some guide books.  Having been dreaming of going to Ireland for at least a decade, I’ve gotten a few guide books over the years.  But some of those were a bit outdated.  So, I asked friends for newer book recommendations.  The one we liked using on our trip was Frommer’s EasyGuide to Ireland 2014.  For the purpose of planning our trip, we liked “The Best of Ireland in 1 Week” section that we found in Frommer’s Ireland 2011 (starting on page 92).  It gave a nice layout of what to try to hit while you’re in Ireland so you can see the main things and still make it to what you want.

Besides going on what the guidebooks said, we asked friends who a had been to Ireland for advice and suggestions.  We also considered the fact that we’d like to get a mix of historical things (castles/museums/cathedrals) and nature (natural parks and hikes).  We booked our B&Bs based on where we approximately thought we wanted to go.

I plan on blogging about each day of our trip in more detail.  Stay tuned, but check out our schedule below:

Day 1:  Dublin
Day 2:  Dublin to Kilkenny
Day 3:  Kilkenny to Kinsale
Day 4:  Kinsale to Killarney
Day 5: Kilarney with a brief trip to Kenmare
Day 6:  Kilarney to Doolin
Day 7:  Doolin to Galway by way of The Burren
Day 8:  Galway to Dublin to Boston

Check back soon!

 

Wedding: Accomplished! July 24, 2014

Filed under: Boston,Food — Stephanie @ 11:01 pm
Tags: , ,

We did it!  We got married!

Kiss!(photo credit: my new mother-in-law)

For those of you who follow me on twitter, you may have seen how stressed out and panicked I was getting the closer we got to the wedding day.  I was waking up to stomach aches EVERY morning for months.  It was making me literally sick!  I had so many worries!  Would everyone have fun?  Would everything look right?  Will guests be offended if I don’t make this the most personalized unique magical affair ever?

Well, the good news is, our wedding was AWESOME.  All that worrying for nothing :)

 

The Chapel!(Photo credit: Michael Cirelli Photography www.cirelliworks.com)

 

The ceremony was beautiful.  We got married at the MIT Chapel (where my parents were married back in the day!).  That place is really cool inside (see above picture).  My older sister sang all of the music (she’s an amazing singer) and I only cried a tiny bit during the ceremony, when she hit the high note of a beautiful rendition of the Lord’s Prayer.

 Bowling!(Photo credit: Michael Cirelli Photography www.cirelliworks.com)

 

The reception was at Sacco’s Bowl Haven and Flatbread Company (AKA Flatbread Somerville).  Yes.  Our wedding had candlepin bowling and flatbread pizzas.  Remember when I took my sister and brother-in-law to a bunch of our favorite local restaurants?  Well, Flatbreads is definitely one of our favorites, so when we inquired about hosting our reception there, and they said yes, we were overjoyed!

Besides the pizza and salads, we also had lots of delicious appetizers for the guests, and they could enjoy all of the tasty beers and cocktails that Flatbread offers.  And instead of a champagne toast (because, really, who needs a champagne toast?) we had a Bantam Cider toast!  Everyone got a champagne flute of Wunderkind to toast to us after my new brother-in-law gave a fun toast to us!

I loved how everyone at the reception interacted and met each other.  Our different friends from all different times in our life, our own extended families, all got to dance and bowl with each other!  So much fun!

 

The Cake!(Photo credit: Michael Cirelli Photography www.cirelliworks.com)

We cut the cake, but decided not shove it into each other’s faces.  It was still insanely delicious!  (in case you were wondering, it was carrot cake from Modern Pastry in Boston.  Also, we bought way too much.  We still have that entire 8″ diameter top piece sitting in our freezer!  And had most of the 8″ diameter remaining underneath that we had to eat post-wedding, too).

The whole time, we got so many compliments from friends.  We were told this was the most fun/best/awesomest wedding ever.  I’d like to think so :)

After the reception was over, we headed back to the hotel to regroup, before we and a smaller group of guests went on a bar crawl.  Do you know how fun it is to go on a bar crawl in a wedding dress with your new husband?  It’s awesome.  Everyone congratulates you.  And you look super amazing.  We left the hotel bar, then  made stops at The Asgard, The Field, The People’s Republik, and ended the night at Dumpling House near Harvard Square.

It was a long day (setting my alarm before 6am, then my body deciding that 4:50am was a good time to wake up) but it was definitely one of the most fun and happy days of my life.  It was great to have all my family and friends there to share in our day, and I got to marry a pretty awesome guy.

So, what did I miss?  Any questions for this newly married lady?

For more photos, check out our photographer’s blog!

 

For those of you curious, here’s a list of the vendors we used to make our wedding a success.  We could have gone super DIY for this wedding, but I think all of these people were worth it!

Hair and Makeup:  My usual hairdresser from Mario’s Salon plus her two sisters (let me know if you want contact info for them)
Ceremony location:  MIT Chapel (must be MIT affiliate to use their chapel for weddings)
Transportation:  Shuttles from the MIT Parking office (for fellow MIT folks, they were the Saferide/Tech Shuttle buses!)
Reception (food and location):  Flatbread Company at Sacco’s Bowl Haven (AKA Flatbread Somerville)
Photographer:  Michael Cirelli Photography
DJ:  Chad Priest
Flowers:  Central Square Florist
Cake:  Modern Pastry
Invitations:  Digital rights to use Genevieve Santos“Clink” illustration and VistaPrint

 

 

 
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